Wednesday, June 25, 2014

Racist Dog Whistle: What Happened America?

Don't let the righties get away with racist dog whistle such as the photo below!

The photo above was found on a Facebook page called Human Events.  Whoever put this together obviously wanted to emphasize a difference between Michelle Obama, the current First Lady and the wife of President Barack Obama, and Jackie Kennedy, who served as First Lady from 1961 to 1963 when her husband, John F. Kennedy, was President.

And the difference is obviously supposed to be negative, as Michelle Obama apparently does not look as "together" as Jackie Kennedy in this pair of pictures.  The racists will deny that the difference of skin color between the two women means anything.. but never allow yourself to be deceived.  Their biggest complaint about the Obamas really IS race.  But arguing with racists is really a waste of time.

As the added text, posted on my Facebook page, states:
Jackie and Michelle are both fashionable, intelligent women who speak/spoke for their generations. Perhaps Jackie didn't feel that she could show the joy that Michelle is expressing in the photo at the right. If so, how sad! And how far we have come as a people! Not only do we have a black family in the White House, but the First Lady can feel comfortable expressing herself! As my FB friend Sue writes: "How refreshing to have a First Lady with a desire to make changes for American families and not just be an ornament on the President's arm. Michelle Obama is LOVED around the country; her approval ratings are HIGH; she's a decent and honorable woman who loves her family and her country! We are so lucky to have her!""
Yes, Sue, we are lucky to have Michelle Obama in the White House.  But there's a significant part of the population that will NEVER accept her legitimacy as First Lady.  The picture above is one of the most mild in terms of criticism of Michelle Obama.  But it is SO mild that the racists can more easily deny any racist intent in posting. 

So sad.  But don't ignore racist dog whistle!  And know that it exists in this the land of "All (white men) are created equal."

Wednesday, April 16, 2014

Something drastically wrong in America--- The Final Word About the Bundy Ranch Situation.


Is this the final word about the Bundy Ranch situation in Nevada?

I doubt it will be the final word, but I found this in my archives, and it really fits the recent situation at the Bundy Ranch in Nevada.  For those who have just crawled out of a 100 year sleep, there are dozens and hundreds of stories about this from both the right and the left perspectives, but the basic issue is this:

A rancher in Nevada had been allowing his cattle to graze on public land for years, generations.  Until 1993, he paid his grazing fees to the government.  In 1993, he stopped paying those fees, but continued to let his cattle graze.  He now owes the U.S. government.. us, you, me, your family and friends.. over a million bucks in fees.  The federal government has taken him to court and he has lost those cases; as he refuses to pay up, the feds got the right to take his cattle and sell them for back fees.  Bundy got the word out, and the anti-government "militia" people came by the hundreds to "support" him against the "jack-booted federal government".  The federal government has now backed up, fearful of someone getting shot or seriously hurt, but I'm sure there will be a Plan B, C, or D.

I post the following with one caveat:  The Republican Party itself does NOT seem to be directly encouraging people to take up arms in this particular situation, but most of the people involved in these militias do appear to support the Republicans and their extreme candidates.

From the folks at Occupy Public Office, perhaps shared from elsewhere, as I can't read the credit in the left corner.  That word on the top line should be "something" (of course):





Saturday, April 12, 2014

Vote Them Out of Office! Period!





For the past 40 years Congressional Republicans, well-organized and financed by the Koch brothers and a few other mega-rich guys, have created chaos in the country and in the government.  They caused the recession, forced the sequester on us, and shut the government down --according to the plans designed by these Koch brothers.  Do not be blinded by Koch money under the subtle disguise of Jeb Bush, Issa's scandals, patriotism, Christianity, "prosperity", paid experts, think tanks, unrelenting corporate-owned media, or 5+ years of Fox News' 24/7 propaganda.  Understand the impact of the Republican-controlled House of Representatives, 5 Republican Supreme Court justices, 30 Republican governors with gerrymandered districts and voter suppression. 


The GOP-TP has conned enough Americans that they believe they can actually take over government AGAIN and again pillage our country (despite the damage done by two unfunded wars).  They believe they can legislate their twisted morality; they believe they can (with the help of Lyin' Paul Ryan's austerity budget) privatize the three trillion-dollar Social Security system, voucherize Medicare, cut food stamps, end job programs, repeal without replacement OBAMACARE (52 times),  establish MORE  tax giveaways for the rich and MORE loopholes for corporations-- And then claim all of this is done in the name of "Liberty, national security and job creation". 



American, how can you be so blind as to not see what they are up to? How easily you forget GWB's financial crisis, nationwide and worldwide, which resulted in more than 25 million jobless Americans struggling for survival? Republicans hate Americans; they hate real Americans who work everyday and raise their families.. struggling to get by even as their wages, jobs, and benefits are cut.  Republicans worship money and hide it in the Cayman Islands-- not to mention many other things that Republicans do that you and I don't know about.  


Vote them out of office!  All of them!  Period!!
(Thanks to "Hughes Hunt" commenting at the National Memo HERE.)


Visit me at Facebook:  Middle Molly's America




Wednesday, November 20, 2013

Kennedy: Proud to be a Liberal


Be Liberal and Be Proud:  


When someone calls you a "lib", smile and be proud!   

So many issues, so many the same, so many different.  As we approach the 50th anniversary of JFK's assassination in Dallas, let's remember this great quote by John F. Kennedy when he accepted the nomination of the Liberal Party in New York in 1960:
If by a "Liberal" they mean someone who looks ahead and not behind, someone who welcomes new ideas without rigid reactions, someone who cares about the welfare of the people — their health, their housing, their schools, their jobs, their civil rights, and their civil liberties — someone who believes we can break through the stalemate and suspicions that grip us in our policies abroad, if that is what they mean by a "Liberal," then I'm proud to say I'm a "Liberal." Acceptance of the New York Liberal Party nomination (14 September 1960)
Find out more about this speech using this Google search.

Added November 19, 2013, just a few days before the 50th anniversary of JFK's death, with this great collage from Tracy Knauss at Facebook

























Every time that someone tries to denigrate the term "liberal", it's time to pull out this quote, and say strongly and surely:  "Yes!  I'm a liberal and I'm proud of it."  Don't allow yourself to be demeaned because you believe in civil liberties and the welfare of people. 

(--- and follow Tracy Knauss's page at Facebook.  He does great stuff!)

Thursday, October 31, 2013

Millions of people are losing their health insurance - NOT!


Of course this isn't true.      


The spin is that many people are receiving cancellation notices because of the Affordable Care Act (Obamacare).  Some of those people are being offered much more expensive policies, and people are again blaming the Affordable Care Act (Obamacare) for the fact that they think they will have to pay more for health insurance-- whether or not they actually will have to pay more for health insurance.  The misinformation is amazing and preposterous.

Are there some people who will have to pay more for health insurance?  Unfortunately, yes, some people may get stuck paying more for health insurance, but most of those people will be getting better plans.  These are generally people who had bad policies to begin with.  Also, some people who are older and have an income that is too high for them to qualify for tax credits may have to pay more.  Some younger people might also have to pay a bit more for health insurance.  


Here's a story from NBC Nightly News that has hit the Internet today.  Paul Waldman at The American Prospect at Prospect.org presented the tale of a woman's woe along with a solid rebut. I've been digging through this all day, and I have a bit more to add to the whole picture.



The story is of a middle-aged woman, a real estate agent, living in the Los Angeles area. There are plenty of things we don't know about this woman.  We don't know her age, which makes a big difference, and we don't know her income, so we don't know if she will qualify for tax credits.


(Postscript:  See the update at the end of this story.  More information about this woman and her situation has been published by the LA Times. 11/1/2013)


Here's how Mr. Waldman at The American Prospect frames the situation:

First he calls the kind of story about ObamaCares as "exemplar" story.  His article is as much about the way the Affordable Care Act is being reported as it is about the actual plans available under ACA.  Check out the link to get a better understanding of this.  He continues:


To see how misleading some of these exemplar stories can be, let's take this piece from last night's NBC Nightly News, which uses an exemplar named Deborah Cavallaro, a self-employed realtor from Los Angeles who buys insurance on the individual market: 
We learn in this story that her insurer is cancelling her current plan, which costs $293 a month, because it doesn't comply with the new law. They've offered her a new plan at $484 a month. That sounds like it sucks! But here are some things the story never tells us. 
First, what exactly was her old plan? Deborah looks to be around 45. If she bought a plan on the individual market for $293 a month, I can guarantee you it barely deserved to be called insurance at all (I've bought insurance like this on the individual market). It probably had a deductible in the thousands of dollars and had substantial cost-sharing for any significant medical event. But the story doesn't tell us what sort of insurance she has.

Mr. Waldman goes on to describe the kinds of insurance that she might have and the kind of insurance that she might be able to get on the California exchange.

Well, he's right and he's wrong.  

One of the people replying to Mr. Waldman's article, someone using the user ID jvanleuvan, believes that he has found more information about the plan that Ms. Cavallaro had.  He spent quite a bit of time trying to prove that the policies offered under the Affordable Care Act (Obamacare) are worse than her old plan.

Well, he's wrong... the numbers that he publishes actually SUPPORT the premise of the article.. but he does make a few correct points.  The truth of the situation and the validity of Mr. Waldman's response or the replies of jvanleuvan depend on Ms. Caravallo's age.. and we don't know what that is.

Aha!  At least we know what kind of policy she had!

I watched the segment on Chris Hayes' show at MSNBC.. If you stop the TV, you can see exactly what kind of policy she had that was cancelled.  Both Mr. Waldman and jvanleuvan were off in their assumptions.

Here's my reply to jvan found in the comments at prospect.org:

I looked up these numbers also, both at Kaiser and at the Covered California site. I also looked very carefully at the clip from NBC. You (and I before I looked carefully at the clip) assumed that the woman might be on something like Kaiser permanante's plan. But no, she was on a Anthem Blue Cross Clearprotection 5000 plan. Here are some of the details of that plan: Deductible: $5,000. 40% coinsurance. Out of pocket limit $8,500. It does include a reasonable prescription drug plan as long as the person is on "regular" medications. It is considered an "A" rated plan. There are more details available online, along with the statement that this plan is no longer available as of January 2014. 



It's very much like a bronze ObamaCare plan except that the out-of-pocket limit is lower in the ObamaCare plan.  Of course, health insurance policies have always gone up every year, so we have no idea how much her premium would have increased if her old plan were still available. 



First of all, all of the numbers that you are posting about ObamaCare plans assume NO tax credit.. Therefore, we would assume that this single woman, getting insurance for herself and herself only, makes at least $46,000 a year. The reality is that many, perhaps most, single women who need health insurance (who don't have employer-provided health insurance) make less, probably a lot less, than 46K a year.  They would then be eligible for a tax credit. 



We don't know her health situation.. We can assume that her health is good enough for her to be insured at a reasonable rate NOW. If she experienced a health problem under the old pre-Affordable Care Act system, she could be dropped. Then all of this nit-picking about which plan is better would be meaningless as the poor woman wouldn't have any health insurance at all... or she would be trying to decide if she could really afford a thousand dollars or more a month.. or if she should risk going without any health insurance. You don't mention that, and, believe me, when you start to get into your 40's, every year brings with it more of a chance of something that will turn into a "pre-existing condition". 



Now... This woman, middle aged, higher income, good health, had a plan with a $5,000 deductible and an out-of-pocket limit of $8,500 that cost her $293 a month. She doesn't want to pay $494 a month. And the Republicans and other naysayers are making it seem as if that is her only choice. But you, jvan, as well as Mr. Waldman, the author of this article, have shown us that, if she is indeed only 45 or 50 years old, she has plenty of choices, almost all of them much less than the "new" policy she was offered at $494 a month. 



Let's look at plans under ObamaCares (Covered California in this case) that cost about $300/month, which is about what she was paying. First of all, there is a big jump in premiums between people who are 45 and people who are 55. We really don't know how old she is, and I personally think she is a bit older than the 45 years of age that the author of this article estimated. If she is 45, all of the bronze plans are better than what she now has in terms of deductible and annual payouts, and none of them exceed $277 a month. Additionally, five silver plans have a premium less than $328/month and are better in terms of copayments and deductibles. Also, two gold plans are less than $325 a month. 

Unfortunately, if she is older, her premiums will be higher... If she is in her 60's, she will only find plans, including bronze plans, that have premiums in the $400's. That bronze plan, however, also has a deductible of 5000K, but a lower annual out-of-pocket limit of $6350 than her current plan. Of course, she can't be dumped from her insurance if she, like so many people in their 60's, develops some kind of health condition. People in their mid 50's are going to be paying at least $300/month for bronze plans, and at least $400/month for silver plans. 

So here is the bottom line: If she is in her upper 50's or 60's and making more than $46,000, she will be one of these people who will be paying more, perhaps $100 more a month,  for a similar plan (bronze) to the one she had, but she can't be dropped, which is a big thing when you get into your upper 50's or 60's. If she is only 45 or 50, she has plenty of options, some of them even cheaper than what she was paying. 

Age is the key here, as is her income (in terms of whether or not she is eligible for subsidies)......... and we don't know either of those things.


So what does all of this mean?
  • Unless we know the person's income, age, general health, and details of his or her previous health plan, it's hard to make any real comparisons.  Most of these stories about people losing their health insurance omit these important details.
  • Most of these stories don't even mention the possibility that the aggrieved individual may be eligible for tax credits.  The availability of tax credits can make a huge difference in the price of the various plans.  
  • Yes, some people will wind up paying more.  Some will pay more to get more, and some will pay more and get about the same.   
  • Ultimately this will be a better country if we don't have tens of thousands of people dying of treatable disorders in this country every year.  To me, that really is the bottom line.             


Update:  LA Times reporter Michael Hiltzik dug a little deeper, interviewed Ms. Cavallaro in more depth and found out more Ms. Caravallo and her situation HERE.  Here are the highlights:

  • As I suspected, the woman is 60, not 45. 
  • As mentioned above, her Anthem plan is considered non-conforming under the Obamacare guidelines.  Hiltzik writes: "Her plan also limits her to two doctor visits a year, for which she shoulders a copay of $40 each. After that, she pays the whole cost of subsequent visits.
    This fits the very definition of a nonconforming plan under Obamacare. The deductible and out-of-pocket maximums are too high, the provisions for doctor visits too skimpy. "
  • The woman is entitled to tax credits based on this year's income, and those tax credits will provide about $200/month towards her improved health insurance if she would bother to actually get on the Covered California website and check.  She had not bothered to check her possible options on the Covered California website before she complained to the media.
  • The woman believes that she can go to any doctor under her current plan (though she can only go twice a year) and that will be restricted in her options under an exchange plan.  Hiltzik says that this is not necessarily true.
  • The woman is concerned that she may make more money in 2014 and may no longer qualify for the subsidies.  (All I can say about that one is "Gimme a break".  She should be so lucky.)
  • From the article:  "When she told Channel 4 that "for the first time in my whole life, I will be without insurance," it's hard to understand what she was talking about. (Channel 4 didn't ask.) Better plans than she has now are available for her to purchase today, some of them for less money. "
  • Mike Hiltzik's bottom line:   "The bottom line is that Cavallaro's assertion that "there's nothing affordable about the Affordable Care Act," as she put it Tuesday on NBC Channel 4, is the product of her own misunderstandings, abetted by a passel of uninformed and incurious news reporters."
  • Finally:  "The sad truth is that Cavallaro has been very poorly served by the health insurance industry and the news media. It seems that Anthem didn't adequately explain her options for 2014 when it disclosed that her current plan is being canceled. If her insurance brokers told her what she says they did, they failed her. And the reporters who interviewed her without getting all the facts produced inexcusably shoddy work -- from Maria Bartiromo on down. They not only did her a disservice, but failed the rest of us too." (Emphasis mine).
Thanks, Michael! We need more reporters like you.

Let me repeat a couple of things I mentioned above:


  • A 60 year old woman who earns more than $46K a year may well wind up paying more for her health insurance on the exchanges if she previously had a "catastrophic" limited plan as did Ms. Cavallaro, but the new plan will give her more benefits.  
  • A 60 year old woman, entering a time of her life when she may be hit with more health problems, was taking a big chance with those limiting "catastrophic" plans.  She was betting on continuing to be healthy (I would guess) until she is eligible for Medicare.  
  • If she did get ill, her insurer, Anthem Blue Cross, could have either raised her rates substantially or cancelled her policy altogether.  Then her current Anthem plan would not have helped her in any way.   
My catty addition

This woman is a REAL ESTATE agent?  Does she treat her customers with as little care, as little attention to detail, as she has treated herself in terms of her health insurance?  Does she jump to conclusions and not do necessary research in dealing with her clients?  Or perhaps she is just a right-wing political hack?  All I know is that, if I were living in her area and in the market to sell or buy a home, I'm not sure I'd give my business to Ms. Cavallaro.         

  




Thursday, September 5, 2013

Do You Hate Unions? Then Move to an Anti-union state!

From our friends at Being Liberal on Facebook:

Do you hate unions?  Would you rather live in an anti-union state?



Found HERE at Being Liberal on Facebook


And there is a difference in the STATES led by the two parties!

There is a comment at that link that lists many improvements and rights that unions have brought to the workers of this country.. even the workers who are NOT union members.  Unfortunately, many of these improvements and rights are under attack.. or have been seriously curtailed in this country.  For instance, how many people have employer-sponsored pensions anymore?

"Did you know that labor unions made the following 36 things possible?
  • Weekends without work
  • All breaks at work, including your lunch breaks
  • Paid vacation
  • Family & Medical Leave Act (FMLA)
  • Sick leave
  • Social Security
  • Minimum wage
  • Civil Rights Act/Title VII - prohibits employer discrimination
  • 8-hour work day
  • Overtime pay
  • Child labor laws
  • Occupational Safety & Health Act (OSHA)
  • 40-hour work week
  • Workers’ compensation (workers’ comp)
  • Unemployment insurance
  • Pensions
  • Workplace safety standards and regulations
  • Employer health care insurance
  • Collective bargaining rights for employees
  • Wrongful termination laws
  • Age Discrimination in Employment Act of 1967 (ADEA)
  • Whistleblower protection laws
  • Employee Polygraph Protection Act (EPPA) - prohibits employers from using a lie detector test on an employee
  • Veteran's Employment and Training Services (VETS)
  • Compensation increases and evaluations (i.e. raises)
  • Sexual harassment laws
  • Americans With Disabilities Act (ADA)
  • Holiday pay
  • Employer dental, life, and vision insurance
  • Privacy rights
  • Pregnancy and parental leave
  • Military leave
  • The right to strike
  • Public education for children
  • Equal Pay Acts of 1963 & 2011 - requires employers pay men and women equally for the same amount of work
  • Laws ending sweatshops in the United States
Thank a union member by buying union-made in America products!"

Monday, August 19, 2013

Voter Fraud in Florida? Gimme a break.


"True the Vote" Has Found Absentee Voter Fraud!

Apparently the right wing Republican-supported "non-partisan" group True the Vote which has been ceaselessly looking for voting fraud in the protection of our democracy (Yes, I'm being sarcastic) found 173 cases of people registered and apparently voting in both Florida and Maryland.

Wow... 173 between these two states alone.

That could extrapolate to up to 200,000 people registered and apparently voting in two states all over the United States.  Over 127,000,000 people voted in the most recent 2012 elections, so has True the Vote found proof that 0.16%, that is, a fraction of a percent of votes cast in 2012,  are fraudulent because they were cast by the same person in two different states?

I can just imagine the right wing talkers going bonkers over this statistic. After all, some group in Florida called the FloridaWatchdog.org is posting headlines screaming that Absentee Ballot Fraud is Rampant in Florida!  

From the article:


MIAMI — Just when the whole messy, unsavory business of electoral fraud seems to have died down in Florida, someone has to go and turn up another case.
True the Vote, a citizen-led organization that looks to restore truth, faith, and integrity to elections, has found 173 new cases of electoral fraud in Florida and Maryland. As reported in our story last Wednesday, it appears that some voters believe they are entitled to be registered in more than one state and cast more than one vote.
How dare those cheating Democrats!  

A pox on those lying, cheating Democrats and all of their houses!  One sixth of a percent!  (Sarcasm again.) A sixth of a percent is not much, but it might, in some very rare cases, if concentrated in one or two districts or counties, cause the results of a very close race to be WRONG!  

Except...

Well...  Don't get too excited yet, Republicans...  You haven't found the wholesale fraud that you are dying to uncover.  Here's the whole story:

Of those 173 dual-registered-and-voting cases, only TEN, yes, that's right:  TEN as in 1, 2, 3, 4, 5, 6, 7, 8, 9, TEN! dual registered voters voted in the 2012 federal election in Florida.  137 dated back to 2006!

If we extrapolate the ten dual voters found in Florida and Maryland in 2012, we could have up to 12,000 dual registered-and-voted people in 2012 throughout the United States.  Twelve thousand out of the 127 million that voted... That's one in ten thousand fraudulent votes.  One in ten thousand. And let's remember that we have no idea from the data that True the Vote has presented whether or not these double-registered and voted people voted Republican or Democrat.  

Remember Those Long Lines?     
Found at tampabay.com:  Long Lines In Florida in 2012


Now...  We all saw those long lines in Florida last November, didn't we?  How many people were disenfranchised.. turned away.. because of the procedures put in place by Florida's Republican governor Rick Scott to cut back early voting days and hours?  Yes, many people waited in line, but we can imagine that many people simply COULD NOT wait in line.. and I bet the number of people who were disenfranchised by Republican policies in Florida was a lot higher than ten.


Will the Republicans Throw Her a Bone?

My comment to Marianela Toledo, who wrote the above-quoted article for FloridaWatchdog.org:


 You fail to mention that, of these 173 absentee ballot problems, only ten (10) were from the 2012 election. Most of them, 137, were from the 2006 election. When I see those numbers I wonder what happened between 2006 and 2012 to reduce the numbers of double voters so exponentially. 
Now.. this whole silly business. How many people do you think were not able to vote in Florida in 2012 due to those extremely long lines? I would bet that it is a lot more than 10. 
Keep working, Marianela. Your Republican overlords may just throw you a bone or two.

Woof! 
   


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